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Loans

Credit “Business Development and Creation of New Jobs” for Corporate Clients

Update date: 4 September 2024, 17:01


 Private Joint-Stock Bank “Trustbank” provides credit “Business Development and Creation of New Jobs” for corporate clients.

Having formalized this credit product, you can start your entrepreneurial activity and bring it to a new level. It is important to note that interest rates decrease as the number of jobs increases.

Loan amount

Up to 1,000,000,000.0 (one billion) summ

Loan purpose

to replanish working capital

For financing investment projects (including the acquisition of real estate, new cars, new working machines and mechanisms (special equipment), (motor vehicles, working machines and mechanisms)

Loanterm

to replanish working capital

For a term not exceeding 18 months

For financing investment projects (including the acquisition of real estate, new cars, new working machines and mechanisms (special equipment), (motor vehicles, working machines and mechanisms)

For a term not exceeding 36 months

Term of grace period on the principal

to replanish working capital

Up to 3 months

For financing investment projects (including the acquisition of real estate, new cars, new working machines and mechanisms (special equipment), (motor vehicles, working machines and mechanisms)

Up to 6 months

Loan currency

In local currency

Interest rate on loans in national currency

Interest rate on the loan

In case of creation of more than 30 new jobs

20%

In case of creation of more than 20 new jobs

22%

24%

In case of creation of more than 10 new jobs

Project collateral

- the collateral value of real estate accepted as collateral must not be less than 125 per cent of the amount of the loan received, which may contain non-residential premises and/or residential premises (provided that no one is listed in the residential premises);

- the pledge value of motor vehicles accepted as a pledge shall not be less than 125 per cent of the amount of the received credit and not more than 3 years from the date of manufacture (do not accept as a pledge special vehicles registered with the State Technical Supervision Department);

Collateral requirement

- the pledged property offered as collateral must be free from other pledges;

- third party surety may be considered as additional collateral only

Special conditions

In case the envisaged jobs are not created and/or reduced under the loan allocated under this project, the interest rate on the loan should be changed to 28% per annum in the terms and conditions of the loan agreements.

Calculator

Enter amount of loan required
Select number of months for loan repayment
Insurance expenses are recorded for the entire loan period. If this cell is left empty, then, the maximum flow rate is automatically calculated.
The costs of property valuation can be filled at will. The cost of property valuation is on average 3.0 million sums. If this cell is not filled, the average cost is automatically calculated.
The costs of notarizing the contract are charged by the Notary Authority according to the tariffs set by the State Duty. The cost of notarizing a pledge agreement averages 1 million sums. If this space is not filled, the average amount is automatically calculated.


Online application for small businesses for obtaining a loan in the PJSB "Trustbank"


Maximum file size 10.00 MB


* area obligatory to fill

Online application of Individual entrepreneurs for a loan in the PJSB "Trustbank" system


Maximum file size 10.00 MB


* area obligatory to fill

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