Consumer credit “Universal”

Update date: 23 October 2025, 19:24

Terms of consumer credit "Universal"

Mount	Period	%	Collateral
In the amount of up to 100-fold the minimum wage established in the Republic of Uzbekistan	Up to 12 months	25%	- The guarantee of an individual who has a permanent place of work and a permanent salary or guarantee of a legal entity; - Insurance policy; - Pledge in the form of real estate; - Pledge in the form of a vehicle; - Pledge in the form of cash.
In the amount of up to 200-fold the minimum wage established in the Republic of Uzbekistan	Up to 24 months	27%	- Pledge in the form of real estate; - Pledge in the form of a vehicle.

* The term of consideration of the loan application is up to 3 days.

To obtain a loan, the borrower should submit the following documents to the bank:

• A copy of the passport;

• certificate of employment, certifying in the prescribed manner the income of the borrower for the last 12 (twelve) months;

• documents to ensure timely repayment of the loan;

• contract for the purchase of goods/services concluded between the seller and the borrower with the attachment of permits for the activities of the seller.

For more information, please call:

№	Names of banking services offices	Phone numbers
1	Operational Banking services office	(+99871) 207-62-84
2	BSO “Toshkent”	(+99871) 230-40-92
3	BSO “Darxon”	(+99871) 237-06-45
4	BSO “Yakkasaroy”	(+99871) 255-18-70
5	BSO “Andijon”	(+99895) 202-03-10
6	BSO “Namangan”	(+99869) 223-19-65
7	BSO “Samarqand”	(+99866) 237-74-02
8	BSO “Termiz”	(+99876) 227-35-00
9	BSO “Qarshi”	(+99875) 227-25-25
10	BSO “Farg‘ona”	(+99873) 244-40-28
11	BSO “Jizzax”	(+99872) 226-20-16
12	BSO “Buxoro”	(+99865) 505-06-06
13	BSO “Bektemir”	(+99855) 901-10-10
14	BSO “Raqamli”	(+99855) 506-07-60

Contact phone numbers of the Credit Department: (+ 998 71) 207-36-44 internal number (11272)

Calculator
Loan amount (soum): Enter amount of loan required
Loan term (month): Select number of months for loan repayment
Interest rate (%):
Collateral:
Insurance expenses: The cost of insurance, the client can fill at their own request. If the corresponding fields (cells) are not filled in by the client, then alternative costs are calculated automatically by the website The costs of property valuation: The cost of property valuation, the client can fill at their own request. If the corresponding fields (cells) are not filled in by the client, then alternative costs are calculated automatically by the website

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Consumer credit “Universal”

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