Microloan
Amicroloanis a modern kind of solution to financial problems.
Micro-Loan — a modern solution to financial challenges. Micro-loans are available to individuals at attractive interest rates and on convenient terms, disbursed in national currency either in cash or via a card issued at any of the Bank's service offices.
For clients with a permanent income
|
Amount |
up to UZS 100 million |
||
|
Term |
up to 12 months |
up to 36 months |
up to 60 months |
|
Interest Rate |
28% |
29% |
30% |
|
Types of Security |
— suretyship of an individual with a permanent place of work and source of income; |
— suretyship of an individual with a permanent place of work and source of income; — pledge of a motor vehicle or real estate; |
|
|
|
|||
|
Interest Rate |
29% |
30% |
31,9% |
|
Types of Security |
— insurance policy covering the risk of loan non-repayment; |
||
For self-employed individuals:
|
Amount |
Term |
Interest Rate |
Collateral |
|
Up to UZS 50,000,000 |
12 months |
28% |
— Pledge of motor vehicle |
|
24 months |
29% |
||
|
36 months |
30% |
For employees of organizations receiving wages and equivalent income via the payroll project of Trustbank PJSB, with over 1 year of work experience, as well as for employees of the education and healthcare systems
|
Amount |
up to UZS 100 million |
||
|
Term |
up to 12 months |
up to 36 months |
up to 60 months |
|
Interest Rate |
24% |
25% |
26% |
|
Types of Security |
— suretyship of an individual with a permanent place of work and source of income; — insurance policy; |
— suretyship of an individual with a permanent place of work and source of income; — insurance policy; — pledge of a motor vehicle or real estate; |
|
|
|
|||
|
Interest Rate |
25% |
26,5% |
27,9% |
|
Types of Security |
— insurance policy covering the risk of loan non-repayment; |
||
The borrower/client provides the following documents for a microloan:
a) an application for a microloan;
b) passport (residence permit);
c) certificate confirming the client's income during the last 12 (twelve) months, if the borrower/client has been working for less than 12 months, then the certificate must indicate the income received during the period of work;
d) a copy of the taxpayer identification number (STIR) certificate;
e) other types of collateral not prohibited by law.
Sample loan agreement form (download)
CHECKLIST provided to the borrower/client prior to execution of the microloan agreement
You can get more detailed information by phone:
| № | Names of banking services offices | Phone numbers |
|---|---|---|
| 1 | Operational Banking services office | (+99871) 207-62-84 |
| 2 | BSO “Toshkent” | (+99871) 230-40-92 |
| 3 | BSO “Darxon” | (+99871) 237-06-45 |
| 4 | BSO “Yakkasaroy” | (+99871) 255-18-70 |
| 5 | BSO “Andijon” | (+99895) 202-03-10 |
| 6 | BSO “Namangan” | (+99869) 223-19-65 |
| 7 | BSO “Samarqand” | (+99866) 237-74-02 |
| 8 | BSO “Termiz” | (+99876) 227-35-00 |
| 9 | BSO “Qarshi” | (+99875) 227-25-25 |
| 10 | BSO “Farg‘ona” | (+99873) 244-40-28 |
| 11 | BSO “Jizzax” | (+99872) 226-20-16 |
| 12 | BSO “Buxoro” | (+99865) 505-06-06 |
| 13 | BSO “Bektemir” | (+99855) 901-10-10 |
| 14 | BSO “Raqamli” |
(+99855) 506-07-60 |
Contact phones of the Retail Business Department: (+ 998 71) 207-36-44 the internal number - (11272)
