Microloan
A microloan is a modern kind of solution to financial problems.
Microloans are issued to citizens who have a permanent residence permit in the city or region where the lending Branch is located. Abovementioned citizens should be capable of acquiring and exercising civil rights in accordance with the Civil Code of the Republic of Uzbekistan, possess stable income sufficient to repay microloan and pay interest on it within the terms established by the loan agreement. Microloans are provided by transferring funds to plastic cards, with the purpose of purchase of goods, services (and others), for a period up to 60 months.
Microloan for customers with permanent income:
Amount |
Term |
Percentage rate |
Types of microloan security |
Up to 100.0 million sum |
12 months |
28% |
For microloan amount up to 50 million soums: - the guarantee of an individual who has a permanent place of work and a permanent salary or guarantee of a legal entity; - insurance coverage; For microloan amount exceeding 50 million soums:
- pledge in the form of real estate; |
24 months |
29% |
||
60 months |
30% |
Microloan for self-employed persons:
Amount |
Term |
Percentage rate |
Types of microloan security |
Up to 50.0 million sum |
12 months |
28% |
- pledge in the form of a vehicle. |
24 months |
29% |
||
36 months |
30% |
Microloan for employees of the education and healthcare system with work experience more than 1 year:
Amount |
Term |
Percentage rate |
Types of microloan security |
Up to 100.0 million sum |
12 months |
26 % |
For microloan amount up to 50 million soums: - the guarantee of an individual who has a permanent place of work and a permanent salary or guarantee of a legal entity; - insurance coverage; For microloan amount exceeding 50 million soums:
- pledge in the form of real estate; |
24 months |
27 % |
||
60 months |
28% |
Microloan for employees of organizations with more than 1 year of work experience, receiving salaries and equivalent incomes on the basis of the salary project of PJSB “Trustbank”
Amount |
Term |
Percentage rate |
Types of microloan security |
Up to 50.0 million sum |
12 months |
24 % |
For microloan amount up to 50 million soums: - the guarantee of an individual who has a permanent place of work and a permanent salary or guarantee of a legal entity; - insurance coverage. For microloan amount exceeding 50 million soums:
- pledge in the form of real estate; |
24 months
|
25 % |
||
60 months |
26 % |
The borrower/client provides the following documents for a microloan:
a) an application for a microloan;
b) passport (residence permit);
c) certificate confirming the client's income during the last 12 (twelve) months, if the borrower/client has been working for less than 12 months, then the certificate must indicate the income received during the period of work;
d) a copy of the taxpayer identification number (STIR) certificate;
e) other types of collateral not prohibited by law.
You can get more detailed information by phone:
№ | Branch of the Bank | Phone number |
1 | Operating branch | (+99871) 207-62-84 |
2 | «Tashkent» Branch | (+99871) 230-40-92 |
3 | «Darkhan» Branch | (+99871) 237-06-45 |
4 | Yakkasaray branch | (+99871) 255-18-70 |
5 | Andijan branch | (+99895) 202-03-10 |
6 | Namangan Branch | (+99869) 223-19-65 |
7 | Samarkand Branch | (+99866) 237-74-02 |
8 | Termez Branch | (+99876) 227-35-00 |
9 | Karshi Branch | (+99875) 227-25-25 |
10 | Fergana Branch | (+99873) 244-40-28 |
11 | Jizzakh branch | (+99872) 226-20-16 |
12 | Bukhara branch | (+99865) 505-06-06 |
13 | Bektemir branch | (+99855) 901-10-10 |
Contact phones of the Retail Business Department: (+ 998 71) 207-36-44 the internal number - (11272)