As part of the transformation of banking activities, PJSB "Trustbank" has introduced underwriting - its own system of borrower analysis.
This system was tested by the bank in the allocation of microloans and overdraft loans to individuals and gave positive results.
The bank underwriter independently assesses the risks associated with lending by analyzing and verifying customer data and prepares a professional opinion on minimizing risks. This system allows the client to save time when obtaining a loan.
It should be noted that the bank is constantly exploring the possibility of introducing new and customer-friendly types of services in order to build the volume of services based on best practices and international standards.
Earlier, based on international experience and in order to simplify the lending process and create convenience for customers, the bank launched on the official website a scoring optimization model for analyzing and assessing the solvency of borrowers.
