BUSINESS PARTNER

BUSINESS PARTNER

Loan Amount

up to UZS 3,000,000,000.00

At the time of loan disbursement — for clients (legal entities and individual entrepreneurs) holding a primary or secondary deposit account at the Banking Service Office disbursing the loan

Loan Purpose

For small business and individual entrepreneurship entities — for all business development purposes (for purposes not prohibited by law)

Loan Type

By funds transfer and/or in cash form

Type of Entrepreneurial Activity

For small business entities and business entities engaged in any type of business activity, and individual entrepreneurs — for business development

Loan Currency

In national currency

Interest Rate for Loans Disbursed in National Currency

Loan Term	Grace Period	For clients whose primary deposit account is at the Banking Service Office disbursing the loan	For clients whose secondary deposit account is at the Banking Service Office disbursing the loan
12 months	1 month	20 %	21 %
24 months	1 month	21 %	22 %
36 months	2 months	22 %	23 %

Project Security

Must be secured by a pledge of real estate and motor vehicles. The pledge value of the real estate accepted as collateral must be not less than 125% of the loan amount received;

must be non-residential and/or residential premises (provided no one is registered in the residential premises).

Additional Security

Third-party (legal entity and individual) suretyship and other types of security may be accepted as additional security.

Requirements for third-party suretyship:

— the guarantor must have no outstanding overdue debt;

— the guarantor's business activity must not be loss-making;

— the guarantor must have a permanent source of income;

— suretyship by an individual entrepreneur, as an individual, for its own loan shall not be accepted.

Requirements for the Business Entity (Borrower)

Requirement for the Primary Account

At the time of loan disbursement, the primary deposit account or a secondary account must be at the Banking Service Office disbursing the loan.

Requirement for Account Status

No debt in Card Index No. 2.

Accounting Balance Sheet and Financial Results

Financial and business activity must be loss-free, and an illiquid balance sheet is not permitted (for legal entities) (the balance sheet reports for the last financial year and the last quarter are taken into account).

Newly established legal entities and individual entrepreneurs are permitted to receive loans.

Requirement for the Obligations of Business Entities

Individual entrepreneurs and legal entities with a positive credit history (borrowers with no credit history are classified as having a positive credit history)

Requirement for Credit History

The Borrower must have no outstanding overdue debt and no debt overdue by more than 90 days over the last 12 months

* The total outstanding balance of loans disbursed under this loan product must not exceed UZS 3,000,000,000.0.

** The authority of Trustbank PJSB in the "Guliston", "Khorezm", "Urgench", "Nukus", "Turtkul", "Khiva", and "Navoi" Banking Service Offices under this product must not exceed UZS 2,000,000,000.0 (two billion).

Information sheet on the main terms of the loan (download)

Calculator
Loan amount (soum): Enter amount of loan required
Loan term (month): Select number of months for loan repayment
Interest rate (%):
Grace period:
Collateral:
Insurance expenses: Insurance expenses are recorded for the entire loan period. If this cell is left empty, then, the maximum flow rate is automatically calculated. The costs of property valuation: The costs of property valuation can be filled at will. The cost of property valuation is on average 3.0 million sums. If this cell is not filled, the average cost is automatically calculated. The costs of notarizing a pledge agreement: The costs of notarizing the contract are charged by the Notary Authority according to the tariffs set by the State Duty. The cost of notarizing a pledge agreement averages 1 million sums. If this space is not filled, the average amount is automatically calculated.

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For small business
For individual entrepreneurs

Online application for small businesses for obtaining a loan in the PJSB "Trustbank"

Full name of the business entity *:

Type of loan *:

Branch for obtaining a loan *:

Legal address of the subject *:

Index *:

Region *:

City, district *:

Street *:

House (apartment) *:

Individual number of the taxpayer *:

OKONKh (Classifier Of National Economy Sectors) *:

Place of activity of the entity *:

Average annual number of employees *:

The name of the service point (affiliate, branch) of the bank *:

MFO (Interbranch Turnover Code) of the service point (affiliate, branch) of the bank *:

Amount of loan *:

Purpose of loan *:

Loan Directions *:

Loan term *:

Interest rate on the loan *:

If the project is included in the Government Program for the Development of Regions, the number and date of this program:

Type of security for the loan (collateral) *:

Full name of the head of the enterprise *:

Full name of the chief accountant of the enterprise *:

E-mail address *:

Contact phone number *:

Attaching of other documents:

Maximum file size 10.00 MB

I give consent for additional verification of the data specified in the ON-LINE application

Input the code from picture:

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* area obligatory to fill

Online application of Individual entrepreneurs for a loan in the PJSB "Trustbank" system

Full name of the applicant (complete) *: